Money calendar offers financial tips
Gardeners rely on seasonal tips to perfect their lawns and borders throughout the year - but what advice is on offer for consumers to ensure their finances bloom in 2016?
The BBC News website asked the independent Money Advice Service to deliver a calendar of month-by-month tips to plant some ideas for those trying to keep their personal finances in order.
January As the Christmas trees and decorations come down, it is time to tackle the money hangover.
Work out how much you have spent on your overdraft, credit card and loans over the festive period. Use a budget planner or this January... read more
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