Gareth Shaw: Get credit where it’s due for carers

The UK’s state pension is one of the most treasured benefits out there. It may not be enough to provide you with a comfortable retirement on its own, but it is an important foundation for your pension income, guaranteed to rise every year and not something you can lose in falling investment markets or see eaten up in high charges, as you could with a private pension.
But it is notoriously complex.
The principles are simple enough. Build up a decade’s worth of National Insurance contributions, and you get at least some state pension. Get up to 35 years’ worth, and you get the full whack,... read more

20 January 2018 in Lifestyle, Views: 41
Source: Scotsman

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